A checking account that is simplicity at its best -- no minimum balance, no service fees!  Plus 24-hour services that make your funds accessible when and where you want them.  

First Priority Credit Union's Share Draft Account offers:

• Unlimited Transactions
• Priority Check MasterMoney Debit Card
• Member of SUM^sm Program providing free ATM Access at over 1400 machines
• Direct Deposit Services
• Overdraft Protection Option *
• Electronic Bill Payment Option
• Free Account Access through online banking
• Free Telephone Access via CU-Talk

These additional benefits for those with direct deposit of net check make FPCU's Share Draft Account even better.

• Priority Check Card fee is lowered to $1.00 per month (still unlimited transactions).

 * FPCU's Overdraft Protection option is a line of credit that is attached to your Share Draft Account.  There are no fees for accessing Overdraft Protection and the Annual Percentage Rate applies to your current balance amount only when a balance is present so payments are required only after the Overdraft Line has been activated. Your Overdraft Protection Loan payment will be 2% of your principle balance plus interest due.  The minimum payment is $25.00.There are other limits and terms associated with the loan product and you can review those terms by viewing our Overdraft Protection Page. 

Priority Check MasterMoney Debit Card

FPCU's MasterMoney Debit Card will provide access to funds in Share or Share Draft accounts at any ATM.   In addition, purchases can be deducted directly from a Share Draft account at over 15 million retail establishments.

Priority Check Cards can be used at any ATM with the NYCE, Cirrus, TX or Exchange, or MasterCard networks, which provides access to your funds at over 400,000 ATMs worldwide.

FPCU is a member of the SUM Program, which provides access to over 1400 surcharge-free ATMs.

Money Market Account

If you want to earn a higher rate of interest than a typical Share Draft Account Money Market Account would be another option. This account acts much like a Share Draft Account, but earns a higher rate of interest then your typical savings or checking accounts.  A Money Market Account allows unlimited cash withdrawals or transfers of $250.00 or more and up to three check withdrawals each month.

Click Here for Current Share Draft and Money Market Rates