Rates & Calculators

Rates quoted are Annual Percentage Rates and are subject to change without notice.

Loans	ANNUAL PERCENTAGE RATE*	Daily Periodic Rate	Approximate Term
Auto Loans	6.99% - 8.99%	0.0164109% to 0.0301095%	Up to 72 months	Calculator
Personal Loans	14.00% - 17.00%	0.0383561% to 0.0465753%	Up to 3 years	Calculator
Overdraft Protection	14.00% - 17.00%	0.0328767% to 0.0410958%	Line of Credit	Calculator
Vacation Loan	14.00% - 17.00%	0.0383561% to 0.0465753%	Up to 1 year	Calculator
Share Secured Loan	3.25% (balance 0-$25,000) 3.50% (balance $25.000 or more) Index = Share Dividend Rate + 3.00%	0.0089041% 0.009589%	Up to 3 years	Calculator
Certificate Secured Loan	Certificate Rate + 3.00%		Up to term of certificate	Calculator
	ANNUAL PERCENTAGE RATE		Term
Home Equity Line of Credit**	5.99% (adjusts monthly to Prime - .25%) Minimum Rate: 5.99%	Variable Rate	20 years (First 5 draw period)	Calculator
Home Equity Line of Credit	5.99% (first 6-month, thereafter Prime) Minimum Rate: 5.99%	Variable Rate	20 years (First 5 draw period)	Calculator
Home Equity Loan	5.99%	Fixed Rate	15 years	Calculator

*APR = Annual Percentage Rate. Rates and terms are subject to change.

If there is a range of interest rates shown, the actual rate, which will be determined once application is approved, will be within the disclosed rates and based on certain credit-worthiness criteria.

.25% Discount: on Personal, Overdraft and Holiday and Auto Loans when applicant has Direct Deposit, a Share Draft Account, Auto Pay and a Priority Check Card.

**HELOC with line amount and initial draw of $50,000 or more.

*Home Equity Lines of Credit : There are no closing costs associated with our Home Equity Products, with the exception of loans between $10, 000 and $25,000 which are only available on the Home Equity Line of Credit (variable at Prime) product. Loans under $25,000 will be assessed a $750.00 Application Fee. Property Insurance or additional coverage may be required. Minimum ANNUAL PERCENTAGE RATE that can apply is 5.99%. Maximum ANNUAL PERCENTAGE RATE that can apply is 16.0%.

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Home Equity Loans: The monthly payment due per $1000 borrowed on a Fixed Rate Home Equity Loan for a term of 15 years would be $8.43. Minimum of $25,000 and maximum of $250,000 applies to this loan. Home Equity Loans currently financed with First Priority must increase current balance by $25,000.

Rates quoted are Annual Percentage Yields and are subject to change without notice

Savings	APY*	Term
Share Account $0 - $24,999.99	0.25	n/a
Share Account $25,000.00 or more	0.50	n/a
Share Draft Account	0.25	n/a
Money Market Account $0 - $2,499.99	0.25	n/a
Money Market Account $2,500.00 - $24,999.99	0.25	n/a
Money Market Account $25,000.00 or More	0.75	n/a
IRA Accumulator	0.50	n/a
Holiday Account	0.50	n/a
Vacation Accounts	0.50	n/a
All-Purpose Account	0.50	n/a

*APY = Annual Percentage Yield. Rates are subject to change without notice, before or after an account is opened. Fees could reduce earnings on accounts. A Share Account with a balance of $25.00 must be maintained to open any other account.

Share Account has a minimum opening and minimum balance requirement of $25.00.

Holiday, All-Purpose and Vacation Accounts have a $15.00 withdrawal fee for withdrawals before the disbursement date.

Money Market Accounts -- minimum opening balance is $2500 and a balance of $200 must be maintained at all times.

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Rates quoted are Annual Percentage Yields and are subject to change without notice

Share/IRA Certificates	APY*	Minimum Deposit	Term
3 months	.50%	$1000	3
6 months	.75%	$1000	6
9 months	1.25%	$1000	9
1 year	1.25%	$1000	12
15 months	1.50%	$1000	15
18 months	1.50%	$1000	18
2 year	1.80%	$1000	24
3 year	2.25%	$1000	36
4 year	2.50%	$1000	48
5 year	2.50%	$1000	60

*APY = Annual Percentage Yield. Rates and terms are subject to change. There is a $1000 minimum deposit to open a certificate. Early withdrawal penalties may apply.