Rates & Calculators

 
Rates Effective as of June 27, 2008
 
Rates quoted are Annual Percentage Rates and are subject to change without notice.
Loans ANNUAL PERCENTAGE RATE* Daily Periodic Rate Approximate Term  
Auto Loans 5.99% - 10.99% 0.0164109% to 0.0301095% Up to 72 months Calculator
Personal Loans 14.00% - 17.00% 0.0383561% to 0.0465753% Up to 3 years Calculator
Overdraft Protection 12.00% - 15.00% 0.0328767% to 0.0410958% Line of Credit Calculator
Vacation Loan 14.00% - 17.00% 0.0383561% to 0.0465753% Up to 1 year Calculator
Share Secured Loan

3.50% (balance 0-$25,000)

3.75% (balance $25.000 or more)

Index = Share Dividend Rate + 3.00%

0.009589%

0.0102739%

 

Up to 3 years Calculator
Certificate Secured Loan Certificate Rate + 3.00%   Up to term of certificate Calculator
  ANNUAL PERCENTAGE RATE   Term  
Home Equity Line of Credit** 4.75% (adjusts monthly to Prime - .25%) Variable Rate 20 years (First 5 draw period)

Calculator

Home Equity Line of Credit 5.00% (first 6-month, thereafter Prime) Variable Rate 20 years (First 5 draw period)

Calculator

Home Equity Loan 5.99%  Fixed Rate 15 years

Calculator

*APR = Annual Percentage Rate.  Rates are subject to change.
If there is a range of interest rates shown, the actual rate, which will be determined once application is approved, will be within the disclosed rates and based on certain credit-worthiness criteria.

Auto Loans -- 1% Discount with Direct Deposit of Net Check, a Share Draft Account, auto pay and a Priority Check Card.
Personal, Overdraft and Holiday Loans --.25% discount with Direct Deposit of net Check, a Share Draft Account, auto pay and a Priority Check Card.
 
**HELOC with line amount and initial draw of $50,000 or more.
 
*Home Equity LInes of Credit : There are no closing costs associated with our Home Equity Products, with the exception of loans between $10, 000 and $25,000 which are only available on the Home Equity Line of Credit (variable at Prime) product.  Loans under $25,000  will be assessed a $750.00 Application Fee.  Property Insurance or additional coverage may be required.  Maximum  ANNUAL PERCENTAGE RATE that can apply is 16.0%.Go To Loan Application | Go To Calculators | Back to Top

Home Equity Loans:  The monthly  payment due per $1000 borrowed on a Fixed Rate Home Equity Loan for a term of 15 years would be $8.43.  Minimum of $25,000 and maximum of $250,000 applies to this loan.  Home Equity Loans currently financed with First Priority must increase current balance by $25,000.
 
 
 
Rates quoted are Annual Percentage Yields and are subject to change without notice
Savings APY* Term
Share Account $0 - $25000 0.500 n/a

Share Account $25000 or more

0.750 n/a
Share Draft Account 0.250 n/a
Money Market Account $0 - $2500 0.500 n/a
Money Market Account $2501 - $25000 0.750 n/a
Money Market Account $25001 or More 1.250 n/a
IRA Accumulator 0.500 n/a
Holiday Account 0.500 n/a
Vacation Accounts 0.500 n/a
All-Purpose Account 0.500 n/a
*APY = Annual Percentage Yield.  Rates are subject to change without notice, before or after an account is opened.
Share Account has a minimum opening and minimum balance requirement of $25.00 - If share account is inactive for more than 12 months an inactivity fee of $5.00/month will apply and could reduce earnings.
Holiday, All-Purpose and Vacation Accounts have a $15.00 withdrawal fee for withdrawals before the disbursement date.
Money Market Accounts -- minimum opening balance is $2500 and a balance of $200 must be maintained at all times.

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Rates quoted are Annual Percentage Yields and are subject to change without notice
Share/IRA Certificates APY* Minimum Deposit Term
3 months  *Special* 3.00% $1000 3
5 months  2.50% $1000 5
6 months  3.00% $1000 6
9 months 2.85% $1000 9
1 year 2.70% $1000 12
15 months 2.75% $1000 15
18 month 3.50% $1000 18
2 year 2.90% $1000 24
3 year 3.20% $1000 36
4 year 3.50% $1000 48
5 year 4.25% $1000 60
*APY = Annual Percentage Yield.  Rates are subject to change. 
There is a $1000 minimum deposit to open a certificate. Early withdrawal fees may apply.
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