Priority Checking Account

The Priority Checking Account  features the same great benefits as our regular checking accounts.

  • No minimum balance requirement and no monthly service fee.
  • First box of checks free
  • Unlimited Transactions
  • Priority Check Card – MasterCard ® Debit*
  • Direct Deposit
  • Overdraft Protection Option **
  • Free Online and Mobile Banking with Bill Payment
  • Free Telephone Access via CU-Talk

Plus, earn premium Annual Percentage Yield on balances up to $30,000 when the following conditions are met:

  • A direct deposit of more than $500 each month
  • 12 Debit Transactions each month

AND complete EITHER an:

  • ACH Payment (i.e. Bill Pay) from the Priority Checking Account each month OR
  • Online banking transfer from the Priority Checking Account each month.

Balances over $30,000 will earn the same as the regular Share Draft Account, which does not earn interest at this time.

 


* FPCU Debit or ATM card is $2.00/month or $1.00/month with Direct Deposit.
** FPCU’s Overdraft Protection option is a line of credit that is attached to your Share Draft Account.
Priority Checking Account currently earns an Annual Percentage Yield of 1.00% on balances up to $30,000, however this rate may change after account is opened.   Rates are subject to change without notice.  A Share Account with a $25.00 minimum balance must be opened and maintained before opening a Priority Checking Account.