Overdraft Protection is a line of credit that is attached to your Share Draft Account.  You can use this loan to protect yourself from overdrawing your account, or to grant yourself an instant loan by writing a check or using your Debit MasterCard .

• The maximum amount you can obtain is $7500*
• Increments of $250 are disbursed when you access this loan.
• Receive a .25% discount on the Annual Percentage Rate if you have a Share Draft Account, Direct Deposit of net check, automatic payment and a Priority Check Card.
• There are no fees for accessing Overdraft Protection and the Annual Percentage Rate applies to your current balance amount only when a balance is present.
• Payments are required only after the Overdraft Line has been activated. Your Overdraft Protection Loan payment will be 2% of your principle balance plus interest due.  The minimum payment is $25.00.

Click Here for Current Rates

*Aggregate balance of all  unsecured loans with First Priority Credit Union cannot exceed $7500. 

If you would like more information regarding the FPCU Share Draft Account, please click here to request additional information.