Share Certificates


Share Certificates are a great way to meet your savings goals.

Share Certificates allow you to maximize your earnings with a higher Annual Percentage Yield (APY) based on the term you choose to invest your funds.  Generally, the longer the certificate term, the higher the annual percentage yield.

When your Share Certificate term ends you can decide whether to roll it over for a new term or withdraw the funds.

Share Certificate rates and terms

Call us at 800-949-7628 or email us at to learn more about our Current Certificate Special.


*APY = Annual Percentage Yield. Rate effective as of September 28, 2023. Rates are subject to change without notice.  Minimum deposit to open Share Certificate and earn advertised APY is $1000.  Penalty for early withdrawal will apply and may reduce earnings. Must have or open a Share Account with FPCU and maintain a minimum balance of $5.00. Max deposit of $500,000.