Share Draft Accounts

A Share Draft Account is a checking account.  FPCU’s Share draft features the following benefits and has no minimum balance requirement and no monthly service fee.

  • First box of checks free
  • Unlimited Transactions
  • Priority Check Card – MasterMoney ® Debit*
  • Member of SUMsm Program providing free ATM Access at over 1400 machines
  • Direct Deposit
  • Overdraft Protection Option **
  • Free Online and Mobile Banking with Bill Payment
  • Free Telephone Access via CU-Talk


* FPCU Debit or ATM card is $2.00/month or $1.00/month with Direct Deposit. ** FPCU’s Overdraft Protection option is a line of credit that is attached to your Share Draft Account.